The most popular and easiest mortgage program on Earth!
DSCR stands for debt service coverage ratio.
Different LTVs have different DSCR requirements.
Only looking at the subject property’s cash flow.
Up to 80% LTV for experienced investors.
40 years fixed and Interest ONLY AVAILABLE.
Have a NO RATIO PRODUCT for purchases greater than 740 fico with 65% or lower LTV.
Short-term rental income to qualify.
Are you self-employed? You may qualify for this program.
This program is for self-employed borrowers
25% ownership or more in the same business for more than 2 years
1099/Schedule C for 2+ years
UP to 90% LTV with no mortgage insurance
As low as 640 FICO
No P&L, no liquidity test, no tax returns
US Citizen, Perm. Resident Alien, EAD, ITIN
Pre-underwriting within 24 hours
What are the qualifications?
This program is for self-employed borrowers
25% ownership or more in the same business for more than 2 years
1099/Schedule C for 2+ years
UP to 90% LTV with no mortgage insurance
As low as 640 FICO
No P&L, no liquidity test, no tax returns
US Citizen, Perm. Resident Alien, EAD, ITIN
Pre-underwriting within 24 hours
Did you know you can use your Individual Taxpayer Identification Number (ITIN) to apply for a mortgage loan?
Primary purchases up to 75% loan to value
Second home purchases up to 70% loan to value
Full Doc Income or 12/24 months bank statements
Minimum FICO 700
Max loan amount of $500,000
Identification:
Unexpired ITIN card or letter from IRS assigning ITIN
Unexpired government ID (driver's license, passport, visa)
Unexpired Green Card, work visa, entry stamps, I-551 stamps, EAD)
Mortgage Calculator
CASH OFFER
AnnieMac Cash2Keys private equity will step in and purchase the home you want in cash! Therefore, eliminating the financing contingency.
How it Works
1. Get Your Client Pre-Approved
One of our AnnieMac Cash2Keys Home Purchase Coordinators will guide them through a simple approval process.
2. Make an Offer
After they find their dream home AnnieMac Cash2Keys will make a cash offer.
3. Get Ready to Close
Once the seller accepts the offer, they simply pay the earnest money deposit, schedule the home inspection, and start the processing of their mortgage.
4. Seal the Deal!
They sign on the dotted line and celebrate - the home of their dreams is finally theirs!
Sign in with your email address
Enter your email address
Please wait...
You’re being redirected to the page with listing data.
